FAQs

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Frequently Asked Questions

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Find clear answers to the questions drivers ask most about My Auto Shields and our coverage options.

Most states require liability coverage at a minimum. You can add collision, comprehensive, or roadside assistance depending on your needs.

Simply contact us through our claims form or support line, share accident details, and we’ll guide you step by step.

Yes. You can adjust liability limits, add comprehensive or collision, and choose extras like roadside assistance or rental coverage.

Premiums are based on driving history, vehicle type, age, location, and coverage level. We work to provide affordable, fair rates.

Yes. Liability insurance is legally required even for older cars. However, you may choose to skip full coverage if your car’s value is low.

Yes. Multi-car policies often save you money while keeping all vehicles under one simple plan.

Yes. You can add roadside assistance for towing, jump-starts, flat tires, and other emergencies.

Missing a payment may result in late fees or cancellation. Contact us immediately if you need assistance.

Yes. Rental reimbursement coverage can be added so you have transportation while your car is being repaired.

Yes. Your policy typically covers you across the U.S., but confirm details with us if you move or travel often.

Yes. We provide coverage for new drivers, though premiums may be higher due to limited driving history.

Yes, if you have comprehensive coverage. This protects against theft, vandalism, and natural disasters.

Yes. You can cancel your policy at any time. Contact us to review details and avoid coverage gaps.

In most cases, coverage begins immediately once your application is approved and your first payment is processed.