Terms of services

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Effective Date: September 12, 2025

Welcome to My Auto Shields. These Terms of Service (“Terms”) govern your use of our website, communications, and related services, including email and SMS updates. By accessing or using this site, you agree to these Terms. If you do not agree, please discontinue your use of My Auto Shields.

These Terms form a legally binding agreement between you ("User," "you," or "your") and My Auto Shields ("Company," "we," "our," or "us").

1. Eligibility

To use My Auto Shields, you must be at least 18 years old and legally able to enter into binding contracts. By using our site, you confirm that you meet these eligibility requirements.

2. Services Provided

My Auto Shields provides informational resources, insurance insights, policy options, and related updates. We do not issue insurance policies directly. In some cases, we may connect users with licensed or authorized insurance providers. Any such interactions are subject to the third party’s terms and policies.

3. User Responsibilities

By using our site and services, you agree to:

  • Provide accurate and truthful information when submitting forms
  • Use My Auto Shields for lawful purposes only
  • Not impersonate any person, company, or organization
  • Not misuse our site for fraudulent, harmful, or misleading activities
  • Follow all applicable federal, state, and local laws

4. Account Security

If you create an account with My Auto Shields, you are responsible for keeping your login information confidential and for any activity that occurs under your account. Please notify us immediately of any unauthorized access. My Auto Shields is not liable for losses caused by your failure to safeguard your credentials.

5. Mobile and SMS Communications

By opting in to receive SMS or mobile alerts from My Auto Shields, you agree to:

  • Message Frequency: Up to five (5) messages per month
  • Message and Data Rates: Standard carrier rates may apply
  • Support: Reply HELP to any message or email info@MyAutoShields.com
  • Opt-Out: You may unsubscribe anytime by replying STOP, QUIT, END, CANCEL, or UNSUBSCRIBE
  • Privacy: Your mobile information will not be shared or sold to third parties for marketing purposes

Consent to receive SMS messages is not required to use our website or services.

6. Intellectual Property

All content on My Auto Shields including text, graphics, images, logos, and design is owned by us or our licensors and protected by copyright and trademark laws. You may not reproduce, distribute, or publicly display our content without written consent.

7. Disclaimer of Warranties

Our website and services are provided “as is” and “as available.” We make no warranties regarding:

  • The accuracy or reliability of insurance information
  • Continuous availability of the website
  • Fitness of the content for your specific needs

We do not guarantee approval or eligibility for any insurance policy or service.

8. Limitation of Liability

To the maximum extent permitted by law, My Auto Shields is not liable for any direct, indirect, incidental, or consequential damages arising from your use of the site. This includes, but is not limited to, loss of data, financial losses, or service interruptions.

9. Indemnification

You agree to indemnify and hold My Auto Shields, its team, partners, and affiliates harmless from claims, damages, or expenses (including legal fees) resulting from:

  • Your use of our site or services
  • Your violation of these Terms
  • Your infringement of third-party rights

10. Modifications to the Terms

We may update these Terms from time to time. Updates will be posted on this page with a new effective date. Continued use of the website after updates means you accept the revised Terms.

11. Termination

We may suspend or terminate your access without prior notice if you violate these Terms, misuse our services, or as required by law. Termination immediately ends your right to use our site and resources.

12. Governing Law

These Terms are governed by the laws of the State of California, without regard to conflicts of law. Any disputes will be resolved exclusively in the state or federal courts located in California.

13. Contact Us

If you have any questions about these Terms, please contact us at:

My Auto Shields
Email: info@MyAutoShields.com